There are two ways to insure for Third Party Liability. You can insure the auto, of course. If you do, that vehicle has liability coverage on it, so long as it’s being driven by someone with a valid driver’s license. This is good for a family with several drivers…if you don’t know who will drive the car, you want it insured.
The other is the Driver’s License Policy. This is Liability coverage that goes with the driver, regardless what he’s driving so long as it’s street-legal. This is perfect for someone who might drive either of two cars, or sometimes runs around town in a golf cart or quad.
We issue laminated cards with each driver’s license policy so you always have proof of insurance in your wallet.